I’m confused!! I have 2 charges on my credit card but I DID make them. You may also find it reassuring to know that, as the overwhelming majority of comments below demonstrate, you’re not alone in having been concerned, and the odds are very good that it’s a legitimate charge. the date and amount) on your bank statement, by all means you should contact your bank, as it’s still possible that it is a fraudulent charge. Now, all that said, if you don’t have a Paypal account, or have not used it during the time that the transaction occurred, and you also don’t recall making a purchase that correlates to that entry (i.e. But that’s what that charge with the phone number 40 is. We agree that they do a poor job of making that clear (and to be fair, it may be out of their hands in terms of how it shows up on your statement). If you don’t have a Paypal account, then the odds are very good that the charge that reads something to do with Paypal, and that has the phone number 40 associated with it, is a charge from that vendor or merchant who uses Paypal to run their own charges through. It is Paypal using your backup billing method to cover the shortfall because you don’t have enough in your Paypal account. If you do have a Paypal account, remember way back when, when you signed up for Paypal, and you had to provide a bank account or credit card as a backup billing method? That’s what that charge is. Your tips via CashApp, Venmo, or Paypal are appreciated! Receipts will come from ISIPP. The Internet Patrol is completely free, and reader-supported. (Relatedly, here’s how you can find and cancel all of the automatic payments that come out of your Paypal account.) You would think that by now Paypal would have gotten the message, but hey, they didn’t ask us. This has been going on for years, and people are still finding mystery charges associated with the phone number 40. This is also how it appears on your bank statement or credit card transactions when you do have a Paypal account, and when you pay for something via Paypal, or something is otherwise charged to your Paypal account (such as through an automatic transaction, or using your Paypal debit card, for example), and you don’t actually have enough in your Paypal account to cover the charge. It's fast, convenient, and secure.Ĭontactless phone payments utilize near-field communication (NFC) technology, which allows two devices close to each other to transmit data wirelessly.In other words, you know that you either didn’t conduct such a transaction with your Paypal account – or maybe you don’t have a Paypal account at all! But it’s ok, because almost certainly what it means is that someone with whom you did business – such as a merchant, or a seller, or maybe an eBay vendor – does have a Paypal account, and they have run your transaction through their Paypal account, even if you don’t have your own Paypal account. Instead of holding a phone up to the terminal, simply tap the phone on the terminal. Tap to pay. Tap to pay is a method similar to using a digital wallet.Once scanned, the customer just needs to confirm the payment on their phone and complete the transaction.
Phone number for paypal credit card code#
QR code payments. This is where a customer can scan a code displayed by the merchant using their phone's camera.When someone is ready to pay, they simply hold their phone near the payment terminal with their digital wallet open, and it communicates wirelessly with the terminal to transfer the payment information. Digital wallets allow storage of payment information securely on a phone. With various contactless payment methods available, here’s a breakdown of how people can pay with their phones: Many know the feeling of standing at a checkout line, fumbling through a wallet to find the right credit card or counting up the cash needed for a purchase.īut with contactless phone payments, it’s possible to complete transactions simply using a mobile phone as a payment tool.
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